Why Is It So Difficult for Creditworthy Borrowers to Secure a Mortgage?

Financial Services Litigation and Compliance counsel Robert M. Couch, who also serves as Commissioner for the Bipartisan Policy Center’s Housing Commission, was the moderator of a panel discussion at the Bipartisan Policy Center's 2014 Housing Summit in Washington, DC. The Session, entitled "Why Is It So Difficult for Creditworthy Borrowers to Secure a Mortgage?" explored how tight lending standards continue to squeeze creditworthy borrowers, contributing to the decreasing national home-ownership rate and mounting pressure on the rental market, ultimately dampening economic recovery. Speakers at this session provided detailed insight into current conditions, the history behind the current housing situation, and ideas on how to expand the credit box in a responsible manner.

Other Speakers:

Steve Brown, National Association of Realtors
Peter Elkowitz, Jr., Long Island Housing Partnership
Andrew Jennings, FICO
Paulina McGrath, Republic State Mortgage
Jim Parrott, The Urban Institute; Falling Creek Advisors
Janneke Ratcliffe, UNC Center for Community Capital 

Learn more this event and the Bipartisan Policy Center.