In the financial services space, Josh Dhyani works with clients to provide civil litigation services, oversight of regulatory and administrative matters, and compliance guidance pertaining to complex state and federal regulatory issues. Josh guides financial services clients through complex litigation and regulatory matters from trial to appeal in a wide range of issues, including the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), the Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), and the Telephone Consumer Protection Act (TCPA), as well as claims regarding unfair and deceptive trade practices and fraud. He also assists financial services clients facing investigations and enforcement actions by the CFPB and other regulators. Josh has extensive experience in quiet title and related lienholder disputes and in assessing and processing mortgage-related industry licenses for entities working in the financial services space, including mortgage lenders, servicers, brokers, consumer financial companies, and debt collectors. In addition, he assists clients in managing regulatory hurdles involving mergers, changes in control persons, and other corporate moves.
Josh helps clients in responding to government investigations and enforcement inquiries, representing both companies and individuals in a range of investigations, inquiries, criminal defense matters, compliance issues, and civil litigation. He has extensive experience coordinating document production in response to government subpoenas and other complex discovery matters.
Prior to joining Bradley, Josh clerked for the Hon. Lynne A. Battaglia on the Maryland Court of Appeals.