Christopher K. Friedman

Associate
Legal Assistant
LuAnn Clothier
P: 615.252.3523 lclothier@bradley.com

Chris Friedman helps banks, servicers, non-bank lenders, fintech companies, and other companies in the financial services industry handle legal regulatory and compliance issues, as well as litigation. In particular, Chris has worked with clients on a broad range of legal matters involving the Equal Credit Opportunity Act (ECOA), the Home Mortgage Disclosure Act (HMDA), the Fair Debt Collection Practices Act (FDCPA), the Telephone Consumer Protection Act (TCPA), the Truth-in-Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), TILA-RESPA Integrated Disclosure Rule (TRID), and the Electronic Funds Transfer Act (EFTA), among other federal and state laws and regulations.

Chris takes particular interest in helping companies in the financial services industry address emerging legal issues. In that vein, he has assisted clients involved in the Bank-Partnership model of lending and has also helped lenders and their partners in states that authorize Credit Services Organizations and Credit Access Businesses. He has a particular interest in small-business lending and has helped lenders, merchant cash advance companies, brokers, and lead generators address the unique legal issues faced by companies who work with small businesses. Chris has written extensively about the upcoming rulemaking related to Dodd Frank 1071, which will require data collection and reporting by companies making loans to certain small businesses. Likewise, he has helped mortgage lenders solve legal problems related to HMDA reporting, and has represented clients facing fair housing and fair lending issues, and other matters arising out of the ECOA.

When assisting clients involved in regulatory and compliance matters, Chris draws on his extensive experience as a class action and securities litigator. He began his career defending parties involved in civil rights class action cases filed in both state and federal courts and is the co-author of the “Settlement” chapter of the American Bar Association’s Class Action Strategy & Practice Guide. He has obtained relief for clients facing class action claims ranging from removal of class action allegations on a motion to strike to summary judgment on all class claims.

Chris has also defended broker-dealers facing claims involving churning, suitability, breach of contract, fraud and misrepresentation asserted in federal courts, as well as before the Financial Industry Regulatory Authority (FINRA). He has defended broker-dealers involved in commercial disputes related to sales agreements, as well as structured and leveraged financing.

Chris has argued motions in state and federal court and has litigated matters in a wide range of venues, including the United States Supreme Court, the Second, Ninth and Eleventh Circuits, and several state courts. He has also litigated several matters before FINRA and the American Arbitration Association (AAA).