Jera Bradshaw is a member of Bradley’s Banking & Financial Services Practice Group. Jera has more than 14 years of experience heading regulatory, transactional, and niche cases within the financial services industry. She represents financial institutions in a variety of matters involving state and federal banking laws and regulations. Jera has provided strategic counsel to banks on investments, corporate governance, capital and liquidity risk management, affiliate transaction concerns, corporate transactions, third-party oversight issues, BaaS and other fintech-related issues, the Community Reinvestment Act, and BSA/AML compliance. She also regularly represents financial institutions in examinations, applications, and enforcement matters before the FDIC, Federal Reserve, OCC, CFPB and state regulators.
Jera worked as a bank regulator for a decade and leverages that knowledge and experience to help banks maintain compliance and understand their regulators’ expectations and point of view.
Prior to joining the firm, Jera served as vice president and senior counsel of Regulatory Affairs for a regional banking organization, where she advised the enterprise on U.S. banking laws and regulations, supervisory guidance and interpretations, and complex legal matters.
Her bank regulatory experience also includes eight years as a senior attorney at the Federal Deposit Insurance Corporation (FDIC). In that role, she oversaw enforcement actions, advised on consumer protection laws, and supported regulatory examinations. Additionally, she was responsible for the legal review of various types of regulatory filings such as branch applications, golden parachute and indemnification payments, mergers, brokered deposit waivers, changes in bank control and retirement of capital. Jera began her banking regulatory career as an attorney for the Tennessee Department of Financial Institutions, where she advised on legislation, laws and policy affecting financial institutions in Tennessee.