Business Interruption – the New Cyber Risk

Organizations rank cyber losses and business interruption as their two greatest risks. These two risks are amplified when a malicious cyber attack or system failure leads to a business interruption loss. Standard property policies may not provide coverage for cyber-generated business interruption losses, while cyber policies may not provide business interruption coverage at all. Fortunately, an increasing number of cyber insurance policies offer some form of coverage for malicious and non-malicious business interruption losses resulting from cyber incidents. This presentation will provide an overview of available coverage for business interruption losses under cyber insurance policies, and guideposts for avoiding coverage gaps for this critical exposure.