Katherine Henry is the Chair of the Policyholder Insurance Coverage team. Katherine’s practice focuses on meeting clients’ business objectives in matters involving insurance. She regularly advises Fortune 10 and other companies on complex insurance programs involving manuscript and specialty policies, including programs with multi-national coverage towers of $500 million to $1 billion, and programs incorporating various risk transfer and financing mechanisms, such as fronting programs, paid deductible programs, and collateral agreements. Her practice spans all aspects of policyholder insurance coverage, from initial policy placement and renewals to claims management and litigation, both in the United States and abroad. Her past and present policyholder clients include two of the world's largest automakers, the world's largest home improvement specialty retailer, an auto insurance company, a vacuum cleaner manufacturer, a quasi-governmental defined benefit plan, numerous healthcare-related entities, a private-equity investment firm, various banks and financial institutions, and a national trade association for the gases and welding industry.
Katherine has handled insurance matters involving virtually every type of property and casualty insurance policy available in the market today, including agricultural and crop insurance, commercial auto (including UM, UIM, and PIP), commercial general liability, crime, cyber, directors and officers and entity liability (for both public and private companies), errors and omissions and professional liability (including Owners Protective Professional Indemnity (OPPI)), employment practices liability, fidelity bonds, fiduciary liability, flood, inland marine, pollution and environmental, products liability, property (including BI and CBI), title insurance, workers’ compensation, and wrap‑up insurance programs (OCIPs and CCIPs). Disputed matters include civil litigation in state and federal courts at all levels (including bankruptcy courts) arbitration, mediation, and regulatory proceedings before state insurance commissioners.
In addition to disputed matters, Katherine advises clients on insurance procurement and renewal, including terms and conditions for standard-form and manuscript insurance policies of all types. She also advises clients on claims submission and management, prospects for obtaining coverage of a disputed claim, transactional due diligence, recovering proceeds from insolvent insurers, and locating historic insurance policies.
Katherine also provides clients with strategic advice and solutions for complex legal disputes outside of the insurance coverage arena. Her experience includes formulating a litigation and negotiation strategy that led to the industry-wide settlement of claims brought by the entire payphone industry as well as crafting a nationwide insurance coverage strategy for welding distributors.
Katherine is an effective appellate advocate and has appeared before numerous federal and state appellate courts, including en banc panels, on a wide variety of matters.