Fair Lending and UDAAP Update - A Discussion on the Applicability of Fair Lending and Anti-Discrimination Principles to the Life Cycle of a Credit Transaction

Explore the evolving landscape of fair lending and anti-discrimination principles in this engaging session. In recent years, the Consumer Financial Protection Bureau (CFPB) has ramped up its focus on fair lending, reshaping the regulatory environment for financial institutions. From new guidance on algorithmic credit decisioning to expanding UDAAP authority to include discrimination claims, these shifts are creating both challenges and opportunities for banks, non-bank lenders and fintechs. This session will break down these regulatory changes, provide actionable insights for staying compliant and offer practical strategies to minimize risk and ensure fair practices throughout the credit transaction lifecycle.