Bradley’s Banking and Financial Services Practice Group counsels finance clients on their unique and particularly complex legal needs, whether these pertain to litigation, regulations and compliance, or other corporate matters. Representing a broad range of banks, lenders, and financial services institutions across the U.S., we provide experienced, proactive guidance on a broad spectrum of legal issues, including regulatory compliance, governmental investigations, risk assessments, audit and exam support, business transactions, litigation, and multi-state settlements.

Bradley’s Banking and Financial Services team is proud to be nationally ranked by Chambers USA for Financial Services Regulation: Consumer Finance (Compliance) and Financial Services Regulation: Consumer Finance (Enforcement and Investigations).

Our experienced attorneys have spent their careers advising clients in this niche sector as the current legal and regulatory environment has evolved and intensified. For banks, bank holding companies, and other nonbank financial institutions of all sizes, we advise on:

Secured & Unsecured Lending

  • Consumer financial services litigation for individual and class actions in state and federal courts throughout the country
  • State and federal regulatory compliance on secured and unsecured origination and servicing
  • Examination and enforcement with the Consumer Financial Protection Bureau (CFPB) and state attorneys general
  • Best-in-class licensing team, including assistance with formation of financial services companies and strategic acquisitions
  • Compliance and litigation regarding title insurance, lien rights, closing errors, and mortgage insurance
  • Automotive consumer finance for banks, non-bank private lenders, and captive automotive lenders, including compliance, government enforcement, licensing, insurance, and litigation
  • Bankruptcy compliance, including settlements with the United States Trustee Program, and consumer bankruptcy litigation
  • Vendor management issues, with a particular focus on oversight of network law firms
  • Compliance and litigation regarding Home Equity Conversion Mortgages (HECMs or “reverse mortgages”)
  • Compliance and litigation regarding student loans


  • Every aspect of operations, from transactional and corporate issues to lending, compliance, and working with government programs
  • State and federal regulatory compliance matters
  • All aspects of capital market activities
  • Chartering and formation of new banks, including de novo banks
  • Public and private methods to raise capital, such as bank note offerings and other activities relating to the creation of regulatory capital
  • Acquisition and sale of financial institutions, with one of the country's most active M&A practices for banking and financial services
  • Tax credits, particularly Low Income Housing Tax Credits, New Market Tax Credits, and Tax Increment Financing
  • Lending, with particular emphasis on healthcare and mortgage warehouse matters
  • Sale and purchase of distressed debt
  • Identifying and managing environmental risks related to lending as well as branch acquisitions and sales

Bradley’s banking and financial services attorneys have demonstrated their preeminence and leadership in a number of prominent professional organizations, including:

  • American College of Mortgage Attorneys (ACMA) 
  • American College of Real Estate Lawyers (ACREL)
  • American College of Trial Lawyers
  • American College of Bankruptcy
  • Mortgage Bankers Association (MBA) 
  • American College of Consumer Financial Services Lawyers (ACCFSL) 
  • AllRegs 
  • American Bar Association (ABA)
  • American Financial Services Association (AFSA) 
  • International Association of Privacy Professionals (IAPP)
  • Conference on Consumer Finance Law (CCFL)
  • Consumer Bankers Association (CBA)
  • American Bankers Association (ABA)
  • Housing Policy Council (HPC)

Where We Have Assisted Clients

Bradley Experience Across the United States of America