Bradley’s financial services attorneys provide extensive services to our bank and non-bank clients related to financial products that are:

  • Administered or regulated by the Department of Housing and Urban Development (HUD)
  • Insured by the Federal Housing Administration (FHA)
  • Guaranteed by the Government National Mortgage Association (GNMA)

Our team benefits from exceptionally strong leadership in this area, including a former general counsel of HUD.

We routinely advise clients on compliance issues arising from:

  • Statutes governing HUD-regulated financial products
  • Formal guidance on origination and servicing from HUD and the FHA on regulations and mortgagee letters
  • HUD’s claims administration process
  • Violations to HUD’s statutory framework in actions brought by consumers
  • HUD enforcement actions, including proceedings initiated by HUD’s Mortgagee Review Board

The team also has unique experience with:

  • Home Equity Conversion Mortgages insured by HUD
  • HUD’s consumer financial protection and manufactured housing programs
  • Approval processes for becoming an FHA mortgagee to originate and/or service FHA loans, an investing mortgagee to hold FHA loans, and a GNMA issuer