Bradley has extensive experience across the country in representing manufactured housing lenders, manufacturers, retailers, and insurers on regulatory compliance, government enforcement, and litigation matters.
Manufactured housing represents 6 percent of the American housing market. These homes are built and installed to standards published and enforced by the Department of Housing and Urban Development (HUD), with an emphasis on quality control. Today’s manufactured housing industry offers a wide variety of home designs and provides consumers with excellent low- to mid-priced housing opportunities.
Approximately 75 percent of manufactured homes are purchased and sited as chattel, while the remainder are sited as real estate. Specialty retailers sell the homes, and institutional lenders or larger community owners generally finance them.
On the compliance front, Bradley helps manufactured housing entities ensure that their operations comply with federal and state law, including regulations enforced by HUD and the Consumer Financial Protection Bureau (CFPB). With regard to litigation in this arena, Bradley has significant experience with defending manufactured housing entities in litigation matters involving various state and federal consumer claims, from trial through appeal.