Bradley is pleased to announce that Michael M. Aphibal has joined the firm’s Washington office as an associate in the Banking and Financial Services Practice Group.
“We welcome Michael to our D.C. office, where he will be an important addition to our team of experienced banking and financial services attorneys serving our clients in the District and throughout the country,” said Bradley Washington, D.C., Office Managing Partner Douglas L. Patin.
Mr. Aphibal advises clients on regulatory issues affecting financial institutions, including banks, non-bank lenders, and insurance agencies. His work focuses on concerns surrounding the offering of consumer financial products and services, including licensing, employee compensation, loan origination and servicing, customer information sharing and privacy, consumer disclosures, telemarketing, and the sale of add-on products, particularly debt protection products. Mr. Aphibal is also experienced with insurance regulatory issues affecting producers, including insurance agency and broker licensing, producer compensation and associated disclosures, commission splitting and referral fees, anti-rebating, insurance advertising, and permitted charges for insurance.
Prior to joining Bradley, Mr. Aphibal was an attorney at McIntyre & Lemon, PLLC.
Mr. Aphibal received his J.D. (cum laude) from American University, Washington College of Law and his Master of Laws (with distinction) in securities and financial regulation from Georgetown University Law Center. He also holds a Bachelor of Arts from Colgate University.