Jonathan Kolodziej Quoted in National Mortgage News on Rise of AI-Generated Lawsuits in Mortgages

Bradley partner Jonathan Kolodziej was quoted in National Mortgage News discussing how AI has lowered the barrier for distressed borrowers to file lawsuits, increasing litigation volume and legal costs for mortgage servicers.

Kolodziej said lawyers began noticing suspected AI-generated court filings shortly after generative AI became widely accessible.

"2024 really marks the beginning point," Kolodziej said.

He added that one telltale sign of AI-generated filings is the speed and volume of responses.

"We'll have a 25-page response filed to that motion within 20 minutes," Kolodziej explained. "That's obviously an extreme example, but those extreme examples happen, and that's a dead giveaway."

Kolodziej said the challenge is credibility, not necessarily quality.

"It's a lot easier for courts to say a claim has no validity when it's chicken scratch, but now, when you have something that seems plausible, and they're citing prior precedent or supposed prior precedent, that changes how we have to handle it," he said.

"The hallucinations are less common. But now what it claims a case is saying is not always 100% the way we would interpret it," Kolodziej said. "Cases holding one thing may not be entirely applicable to somebody else's circumstances."

"I don't think the outcomes are really changing all that much," Kolodziej said. "Our clients, way more often than not, are complying with their obligations, and they're just having to fend off oftentimes meritless lawsuits."

The full article, “A Surge of AI-Generated Lawsuits Is Causing Servicers Pain,” was published by National Mortgage News on June 22, 2026. (login required)