Insider Perspectives on Emerging Regulation and Consumer Protection in Home Equity

Insider perspectives on emerging regulation and consumer protection in home equity

• How are states redefining Home Equity Investment (HEI) agreements as mortgage loans, and what new disclosure and licensing rules are emerging as a result?
• What are the legal and consumer protection implications of recent enforcement actions and lawsuits targeting HEI firms in Massachusetts, Washington, and Colorado?
• In what ways are regulators and courts signaling that HEIs functionally resemble high-cost reverse mortgages, and how is this reshaping oversight?
• What proactive measures can HEI providers take to align with evolving regulatory expectations and improve transparency for homeowners?
• How should policymakers balance innovation in home equity finance with the need to safeguard vulnerable homeowners from balloon payments and equity loss?

Other Speakers:

Alice Hardy, Morgan, Lewis & Bockius LLP
Chrissi Johnson, The Alinement Initiative
John Pingel, Splitero

For more information, view the event details.