Experience
  • General Experience
    • Regulatory matters before State Insurance Departments

      Regularly represents clients in regulatory matters before State Insurance Departments, including change in control hearings, approval of policies and policy changes, and other regulatory and compliance issues.

      Represented clients in compliance matters

      Represented clients in compliance matters, including issues arising from alleged agent misconduct in states across the Southeast for life insurance, annuities, and other products.

      Assisted clients with the adoption, design and implementation of internal fraud investigation units

      Assisted clients with the adoption, design and implementation of internal fraud investigation units to monitor for signs of agent fraud and to investigate potential agent fraud on a prophylactic basis.

      Represented clients in investigative matters

      Represented clients in investigative matters, including an investigation by the Florida Insurance Department into a client’s foreign travel underwriting practices.

      Advised clients on alternative dispute resolution programs

      Advised clients on alternative dispute resolution programs, including binding arbitration and mandatory mediation, and assisted clients obtain the approval of form amendments adding alternative dispute programs to policies by the Alabama and Mississippi Departments of Insurance.

      Represented clients on corporate and transactional legal work

      Represented clients on corporate and transactional legal work for the formation of captive insurers, for bulk reinsurance transactions, and for agency licensing matters.

      Serve as counsel of the Alabama Consumer Finance Association

      Serve as counsel of the Alabama Consumer Finance Association.

      Represented clients and industry associations

      Represented clients and industry associations in connection with the recent re-write of Alabama’s credit life and disability insurance regulations, and Alabama’s preneed insurance statutes.

      Assisted clients obtain regulatory approval of various credit related insurance provisions

      Assisted clients obtain regulatory approval of various credit related insurance provisions, such as credit life, credit disability, producer licensing and collateral protection insurance.

      Advised Plan Administrators

      Advised Plan Administrators on complying with ERISA claim requirements and with Department of Labor claims regulations during administrative process for claims seeking benefits from retirement benefit plans and from welfare benefit plans.

      Revised or drafted amendments to plan documents

      Revised or drafted amendments to plan documents to comply with ERISA’s requirements for summary plan descriptions.

      Drafted amendments for and revised health plan documents

      Drafted amendments for and revised health plan documents to comply with COBRA, HIPAA, MHPA, WHCRA and other mandated benefits laws.