Grant Premo represents financial services institutions and other businesses across the country in a variety of commercial litigation and compliance matters. He has experience advising clients on lending, servicing and operations in the areas of student lending, farm credit, and residential and commercial mortgage lending. Grant litigates matters involving state law tort and contract claims and claims of violations of federal and state laws, including the Telephone Collection Practices Act (TCPA), Truth in Lending Act (TILA), Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), Real Estate Settlement Procedures Act (RESPA), Home Ownership and Equity Protection Act (HOEPA), the Servicemembers Civil Relief Act (SCRA), state unfair and deceptive trade practice statutes, government loan programs, and mortgage lending, servicing and securitization practices. Grant also assists financial services clients facing investigations and enforcement actions by an attorney general, the CFPB and other regulators.
Grant also helps clients develop best practices for complying with complex state and federal regulations, including devising plans for telephone and text-message communications with consumers to comply with the TCPA and advising on credit reporting practices to comply with the FCRA.
In addition to his financial services clients, Grant defends corporations in complex litigation matters. He has litigated cases across the country, including in state and federal courts in Alabama, Texas, Georgia, Mississippi, Florida, Oklahoma, Wisconsin, Nevada, Massachusetts, New York, New Hampshire and Tennessee. He has led expansive e-discovery efforts, managing complex electronic reviews and productions utilizing the latest technology. Grant also advises on non-profit board governance and operations.
Grant takes a holistic approach to his matters, seeking to understand his clients’ goals and objectives. He appreciates that every matter is different and requires an individualized approach that accounts for the client’s overall goals. Ultimately, Grant finds that the most rewarding part of practicing law is helping his clients find creative solutions for their problems.