Nate Viebrock counsels clients on building compliant financial products and services that serve the best interests of their organizations and consumers, as well as navigating government investigations involving legacy products and services. Prior to joining Bradley, Nate worked at the Consumer Financial Protection Bureau (CFPB) as an enforcement attorney and outreach associate. His government service affords clients the opportunity to consult an attorney with a unique understanding of the goals of government regulators and an appreciation for the challenges that regulation can cause for financial institutions.
Nate is a member of the firm’s Privacy, Security and Innovation team, which is part of the Banking and Financial Services Practice Group. He focuses his practice on providing counsel to clients looking to offer financial services through digital channels that are convenient for consumers, but also comply with the alphabet soup of consumer finance regulations. In doing so, Nate advises clients on complying with the Gramm-Leach-Bliley Act and Regulation P, UDAAP enforcement of data privacy and security issues, as well as state UETA laws and the E-Sign Act. His experience at the CFPB gives him particular insight into the CFPB’s focus on consumer innovation through programs such as Project Catalyst.
In addition, Nate has advised financial services providers on responding to nationwide data privacy incidents and worked with those providers to implement controls to prevent future incidents from occurring. He strives to assist clients in identifying solutions that further their business interests, are fair to consumers, and comply with all applicable laws.
Nate also counsels clients through the duration of state and federal government exams, investigations, and formal enforcement actions. His enforcement defense work has touched on matters related to debt sales and collection, financial products servicing and origination, and financial technology. He has advised clients on all stages of interacting with regulators, including market monitoring requests, supervisory exams, self-reporting, responding to civil investigative demands, and preparing for litigation and settlement.
Nate maintains an active pro bono practice with particular attention to representing indigent individuals who have not previously received the legal defense to which they are entitled.