Larry Vinson is a partner in the firm’s Real Estate and Banking and Financial Services Practice Groups. He regularly counsels banks and other financial institutions of all sizes on federal and state regulatory issues, design and roll-out of new loan and deposit products, permissible interest rates, fees and finance charges on loans, exportation of home-state interest rates by multi-state banks, electronic transactions, proposed and existing CFPB regulations, and all aspects of state and federal consumer credit compliance.
On questions relating to the Uniform Commercial Code, he is a resource for the firm's clients and for other lawyers both inside and outside the firm. He served as chair of the Alabama Law Institute advisory committees to the Alabama Legislature on UCC Article 4A, “Funds Transfers;” Revised UCC Article 3, “Negotiable Instruments,” and Article 4, “Bank Deposits and Collections;” Revised UCC Article 1, “General Provisions” and Article 7, “Documents of Title;” and Revised UCC Article 9, ”Secured Transactions.” He was also a member of the ALI advisory committee on UCC Article 5, “Letters of Credit.” He served on the State Board of Bar Examiners and as a bar examiner on the Uniform Commercial Code.
Among the statutes and regulations on which he advises financial institutions and other clients are:
Larry regularly authors articles for legal and trade association publications and speaks on topics of current interest at CLE seminars and trade association meetings.