Aaron Chastain represents financial services institutions, healthcare companies, and other businesses in a broad range of litigation and compliance-related matters. Aaron has advised student loan and mortgage loan originators and servicers in complying with the complex universe of regulation and state lien laws, as well as in handling finance-related litigation, such as claims for violations of the Fair Debt Collection Practices Act (FDCPA), wrongful foreclosure, violations of the Truth in Lending Act (TILA), and violations of the Real Estate Settlement Procedures Act (RESPA). He has specific experience advising clients in the realms of student and mortgage lending, servicing, and operations.

Aaron has litigated cases in both federal and state courts in a wide range of venues, including courts in Alabama, Florida, Georgia, Minnesota, Mississippi, Missouri, Nevada, New Jersey, Oklahoma, Utah, Virginia and Wisconsin, and the United States Courts of Appeals for the Fifth, Sixth, Seventh, Ninth, Tenth and Eleventh Circuits. He has tried multiple cases to a verdict as lead counsel managed discovery in complex multi-party litigation, led settlement discussions for matters involving tens of millions of dollars, and has had primary responsibility for drafting his clients’ appellate briefs in hundreds of cases. He has presented oral arguments in multiple appellate courts, including the U.S. Courts of Appeal for the Seventh and Ninth Circuits.

In working with his clients, Aaron strives to provide sensible and practical advice from a business standpoint. He understands that both compliance and litigation require perspective: Some cases are worth fighting for every square inch of ground, while others are not. Aaron always tries to work with his clients to understand the broader context for each issue and come to an understanding about the best approach to resolving it. He finds that helping his clients solve problems – which may be winning a big case or may just be implementing a new internal process designed to avoid significant problems down the road – is the most rewarding part of his practice.

Notable Matters

Salvador v. Bank of America, N.A., __ F. App’x __, 2017 WL 2189586 (9th Cir. May 17, 2017)
Represented lien holder in defeating claims that lien was extinguished by homeowners’ association’s foreclosure sale under Nevada law.

Clark v. Chase Bank USA, N.A., 643 F. App’x 838 (11th Cir. 2016)
Represented mortgage servicer in obtaining appellate court’s affirmance of dismissal of complaint alleging claims for fraud, breach of contract and wrongful foreclosure.

Shepherd v. U.S. Bank, N.A., 202 So. 3d 302 (Ala. 2015)
Represented financial institution in obtaining reversal of $4 million for claims related to mortgage origination and servicing.

United States v. AseraCare Inc., 153 F. Supp. 3d 1372 (N.D. Ala. 2015)
Represented hospice company in obtaining summary judgment in $200 million False Claims Act case.

Armour v. Monsanto Co., 995 F. Supp. 2d 1273 (N.D. Ala. Feb. 3, 2014)
Represented chemical companies in obtaining dismissal of claims related to alleged PCB-contamination in light of settlement agreement.